Farm Florida
state farm florida golf cart coverages?
specifically on a state farm florida homeowners policy (HO3) what coverage is given to golf carts and other unlicensed recreational vehicles?
Liability is covered, for vehicles not registerable for road use, while on the residence premises.
There is no liability coverage off premises.
There is no property coverage, either on premises or off premises, for recreational vehicles.
You can buy a golf cart policy, that would include liability and physical damage. If you have a true “umbrella” liabiltiy policy, most of the time that will drop down to pick up your golf cart liability exposure off premises.
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